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Benefits 101

08/23/2005
Dear Dr. Mady: The other day I had an appointment with my dentist and was notified that I need a crown that most likely won't be covered by my dental insurance. I was also informed that I now have to pay up front for dental work and later get direct reimbursement from my insurance company. Why can't my dentist just accept payment directly from my benefits carrier like he did in the past?-Sam L. Dear Sam: What you must understand is that a dental plan offered by your employer is merely meant to assist you in paying for the dental treatment that you require.

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