Benefits 101
09/11/2005
Maintaining good oral health, as well as correcting dental problems, is essential to a healthy lifestyle. However, a growing number of Americans are finding themselves without effective dental coverage to treat and maintain their dental health needs. This is due in part to businesses increasingly cutting-back on dental benefits for their employees. As a result, people have started looking online to explore their dental benefit options. The #1 question people are asking is, “What’s the difference between Dental Insurance and Discount Dental Plans?
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09/11/2005
What is a “discount" or "reduced fee" dental plan?
Discount or reduced-fee dental plans are designed for individuals, couples, and families looking to save money when visiting the dentist. All general dentists participating in discount dental plans have agreed to accept a lower fee than they would normally charge as payment in full for each service performed. Each discount dental plan comes with a membership card and a complete list of all dental procedures covered and what the discounted price will be.
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08/23/2005
Dear Dr. Mady: The other day I had an appointment with my dentist
and was notified that I need a crown that most likely won't be covered
by my dental insurance. I was also informed that I now have to pay up
front for dental work and later get direct reimbursement from my insurance
company. Why can't my dentist just accept payment directly from my benefits
carrier like he did in the past?-Sam L.
Dear Sam: What you must understand is that a dental plan offered
by your employer is merely meant to assist you in paying for the dental
treatment that you require.
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08/17/2005
Continuing to pare down its portfolio, Brinker International Inc. said
Wednesday it has “entered into an exclusive letter of intent” to sell
its Corner Bakery chain.
In a one-paragraph filing with the Securities and Exchange Commission,
the Dallas-based company did not list the potential buyer or the
expected price for the 90-unit concept that specializes in sandwiches,
salads and baked goods.
The filing said the company anticipates a definitive agreement “upon the
prospective purchaser’s completion of its due diligence and obtaining
financing….
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08/17/2005
By Bus and EBRD Credit Line
Autor: Nino Patsuria
Getting around Tbilisi is difficult these days with the traffic jams and congestion. However, it is helped that the problem will be alleviated a bit with the help of a credit line from The European Bank for Reconstruction and Development (EBRD. A 3 million 100 thousand (3.1 million euros) euros credit line has recently been awarded to Ltd Municipal Autotransport Company, which is a transport company that comes under the management of the Tbilisi Mayor's office of Tbilisi.
The six years' credit term of credit is fixed at a preferred rate of 7% annual percentage rate (APR).
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07/20/2005
Ask the Doctor
John L. Watters, D.M.D., is co-owner of Panther Hollow Dental Lodge, 19240 Quesada Ave., and Charlotte Dental Associates, 2595 Harbor Blvd, Port Charlotte. For more information, call (941) 743-7435.
At what age should my children have their first dental appointment?
It's best to set up an appointment for your children at ages 3 to 4 years old. That will give the dentist an opportunity to determine if any developmental problems exist with their teeth or jaw.
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07/13/2005
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Academy of General Dentistry Offers New Member Benefit
New marketing tool will increase all aspects of members' practices
CHICAGO (May 13, 2005) – The Academy of General Dentistry (AGD) is pleased to announce a new relationship with EarGlue Messages On Hold Service, a benefit partnership that will provide members the most effective telephone marketing and communications tools available. EarGlue’s three advertising and communication services will help AGD members increase revenue and better manage their patient relationships. AGD members will receive a special discount on all of these features.
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07/13/2005
One area where IAP faced escalating costs was in treatment for
premature babies. Gow knew that studies have shown a relationship between periodontal
disease and low birth weight. "We put in a pregnancy management program to try and
offset the cost of premature births," he says. When nurses in the program talk to
pregnant enrollees, they ask about oral health. The outreach effort and dental
treatment have dramatically reduced costs.
Although IAP is self-insured, this year it enlisted Delta
Dental to gain access to its large network of dentists.
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